Finance

For UK customers, we offer a few ways to pay later. Finance is only available to UK customers.

All our bikes are available on finance

Opting for bicycle finance may offer advantages, making it a practical and attractive choice for many. First and foremost, financing allows you to acquire a bike without the need for a substantial upfront payment, making it more accessible.

This financial flexibility of buy now pay later may be beneficial for those who do not have the immediate funds to purchase a bike. Additionally, bike financing enables you to spread the cost over a specified period.

Not just for bikes

Finance can be used to pay for larger, non-bike purchases too, helping you spread the cost of parts and accessories.

 

 

Pay in 3

Split your purchase into 3 with no sign-up fees or late fees.

Pay in 3 is a form of credit, so carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. Pay in 3 eligibility is subject to status and approval. 18+ UK residents only. Available for purchases of £30 to £2,000. Terms and conditions apply. PayPal Pay in 3 is a trading name of PayPal UK Ltd, Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH.

Learn more about Pay in 3

 

 

Choose 0% interest for 4 months, or pay in instalments over a longer period.

Representative Example

  • Assumed credit limit £1,200
  • Purchase rate 23.9% p.a. (variable)
  • Representative 23.9% APR (variable)

Finance provided by PayPal Credit. Credit subject to Status. Terms and Conditions apply. Merlin Cycles Limited acts as a broker and offers credit from PayPal Credit. PayPal Credit is a trading name of PayPal UK Ltd, Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH.

To learn more about PayPal Credit please click here.